Right decision keeps stress away

Corporate Executive : Mr Ganesh S, was a senior HR professional with a leading telecom multinatio...

Money Mantra for Teens

Money Mantra for Teens

Money Mantra for Teens

Money Mantra for Teens

Money Mantra for Teens

Money Mantra for Teens

Money Mantra

Money Mantra

Money Mantra

Money Mantra

It's time for new Beginnings , let's be flexible

It’s the time for change and new beginnings, the United States  of America, has a new...

On the Eve of India’s 70th Independence Day on 15th August 2016.

We look at Independence from a Financial perspective to do a rough check if we are all Financiall...

Short Term Savings: Your enemy to your long term wealth creation

Humans have a need to feel safe and secure. This explains why we wear clothes, build homes among...

Sensex @ 31000pts, Is it going to crash?

As human beings we are taught you must always make a judgement or find rationale for a certain ha...

Why Mutual Funds are better than Stocks for the common Man ?

Let's say you are an active investor, with a background and history in the market, and pride your...

Diversify , a Risk Mitigation Strategy

In the backdrop of the ongoing INFOSYS saga hopefully, this article will be topical.

INFO...

Quit TIMING the market and spend more TIME in the market

Every person who invests in stock markets or Mutual Funds does so for the long term i.e 3 or 5 ye...

THE BIGGEST RISK IS NOT TAKING RISK IN INVESTING !

In my capacity as an investment advisor, I come across many people who are totally ill planned fo...

SLOW AND STEADY ALWAYS WINS THE RACE

Running a Marathon with a day’s preparation?

Most times we come across people who a...

“The Abhimanyu Factor” in Investing

Investors in Equity markets suffer from what I call “The Abhimanyu Factor”.

A...

Discover the Mahatma in your investing journey!

It is the 2nd of October, the birthday of Mahatma. Mahatma Gandhi ushered in India’s Freedo...

Buying a Diamond Necklace - The Magical Power of Compounding

Every married man will attest to the fact that when he has spent a wonderful 25 years with his pa...

Deepavali – Defeat the Spending Narakasura in you

Deepavali all over South India is celebrated as the event, marking the defeat of the Demon Naraka...

HOW TO AVOID LOSING MONEY WHILST Investing?

Over the past few days, we have been hearing people losing money in some chit funds of a famous j...

Why it is time to visit the Cemetary

We often come across success icons in the media, on both print and television. Be it an actor, au...

THINK AND ACT DIFFERENT

Man is genetically programmed to act with HERD mentality. It is our way of survival in numbers, w...

DISCOVER THE SECRET TO BEING WEALTHY

I was out to meet a customer last week and while discussing he mentioned that he had received som...

8 or 80 years - In the life of a Human Being, what is long term?

Time is one the most misunderstood dimensions exposed to humans. A great movie for 3 hours will s...

The Abilene Paradox in the Investment World

On the event of a birthday, a family decided to go out for dinner. Husband asked his wife, where...

‘Tis The Season To Make A Change

December is a fantastic month to embrace transformation.

It’s the last month of the...

MAN–O–PAUSE

It is a good time to take a small pause and look at how you have done so far in life and what are...

Make it a Success or an Excuse in 2018

The New Year is nearly upon us and this is your last chance to TRANSFORM YOUR LIFE.

We ar...

ACTION & PATIENCE

To be a successful investor in Stocks or Equity Mutual Funds one must be able to practice ACTION...

It’s Valentine’s Day - Show your valentine that you truly love her

Somehow, from the films and television we have always watched seem to tell us that to love, means...

Business men only invest in their business, should they?

I was with a client discussing the portfolio and aspects of the markets, when his friend dropped...

Heads I WIN, Tails You LOSE!

One of the challenges in investing in Equity Mutual Funds is that the negatives impact us far mor...

Risk & Investing - What The PNB Saga Taught Me

It is sad to note that the Punjab National Bank has suffered extensive loss on account of absence...

Loss of a DIVA

Actor Sridevi was the quintessential DIVA of Indian Cinema. She held her own in Indian Cinema in...

Be that instant success … long term in the making.

I was chatting with a young investor, who had made a couple of investments in the past few years....

Debt or Equity which is the better investment…?

As in the story of the proverbial Rabbit & Tortoise race, the Rabbit (Equity) is a fast asset...

Is your Investment GST Compliant?

No, I did not mean the Goods & Services Tax introduced recently in India.

For any suc...

HOUSING LOAN DILEMMA

Last week I was with a client of mine who works for an IT services company. He had just received...

Why WALK when you can RUN?

I have been inspired by this quote from the autobiography of LEE IACOCCA

New Fund OR Existing NAV Fund?

As an investor, we are looking at maximizing our returns whilst mitigating the risk of losses. So...

FINANCIAL FITNESS

They say being healthy is very simple; all you have to focus is on what you EAT and what your WOR...

SELECTIVE AMNESIA

This morning I was with a client discussing his portfolio and investments, when he made a comment...

STOP... RESET… GO

The Indian Mutual Funds are undergoing a defining change, albeit silently and not entirely volunt...

Illusion in Vision

In the early 1990s Harvard university conducted an experiment called the Monkey Business illusion...

KEEP CALM & STAY INVESTED

For too many people constant action seems to symbolize progress. However in the world of investin...

Early Bird Gets the WORM

Karan & Kabir, are two young people who started working pretty much at the same time. Almost...

FOOTBALL SUPER STARS

The football fever is on, and all eyes are on Cristiano Ronaldo, Lionel Messi and Neymar. What ma...

ANCHOR EFFECT

Last week my friend bought an apartment at 23% less than the market value, in that locality. How...

Wealth is Health

Yes, you heard it right, Wealth is Health. While it is true that health is your first wealth, it...

Be a Contrarian

Today morning the Sensex hit 38,000 points (Nifty 11479 pts) during the last two months the stock...

DIRECT v/s REGULAR

Welcome PAYTM!

While paytm is about to launch Paytm MONEY that will allow its subscribers...

BAD TIMES are the BEST TIMES

It is the perfect storm of bad investing time in India.

While equity markets have been vo...

Is FEAR Keeping You From Seeing The Opportunity

Exactly 60 days ago, the Sensex touched 39,000 points on 28th August 2018. Since then a series of...

Curious Case of the Chinese Bamboo

I was at a young client’s office last week, we had been helping him do mainly Systematic In...

It’s Always Darkest Before The Dawn

Opportunities are rarely, clearly visible or apparent.

Over the past six...

How to Succeed in your RESOLUTIONS?

It is the beginning of the new year 2019. It is that time of the year, when we all review our lif...

ZEN and the ART of INVESTING

Zen is the ancient Buddhist philosophy of Mindfulness. It encourages one observe without acting.A...

What’s your vehicle?

As you drive through a busy morning at peak hour traffic, you realize the despondency of the car...

Surgically Strike your Portfolio

Surgical Strike in a military term alluding to the quick and effective manner in which a small te...

Women must be Wealthy !

Women have started playing a key role in various spheres of society akin to men. They are Doctors...

Slump in sales of Underwear

Yes Economic Times ( 16th August) reported this news..

It must really be bad times facing...

Effort + Time = GOAL

As an amateur runner, am often quizzed by friends and colleagues, can I register and run in the h...

UPSIDE DOWN : INSIDE OUT

These days when I have a meeting with a client am a little worried. During the review the talk ve...

Why is investing in Equity so Difficult ?

A year ago a friend recommended YES BANK at a price of Rs 250/-, he was so bullish on the bank an...

Till Debt do us Part

Private Equity, Venture investing, Stocks, etc.. all forms of equity investing is sexy to talk.....

Zeigarnik Effect on Investing.

I have observed two kinds of investors… one who makes an investment in a financial product...

Why we must love the drought, the flood is too much ?

We live in a world that is near perfect. Today we have unlimited choice in every aspect of life b...

Year End... a great time to review your financial goals

Portfolio Review is among the single most important but often ignored aspect in managing one&rsqu...

If you are patriotic , you better BHAG in 2020.

I meet a lot of people during my working week clients, associates, and friends, being a finance g...

Bad times are the best times.

Am sitting in April 2030, a good 10 years after the corona virus scare rocked the earth and kille...

Design a Stunning Blog

When it comes to design, the Wix blog has everything you need to create beautiful posts that will...

Now You Can Blog from Everywhere!

We’ve made it quick and convenient for you to manage your blog from anywhere. In this blog...

When there is no WIND, ROW your Boat!

It is amazing to see how much of interest there is in investing moneys when the Stock market is d...

Principles of a Long Drive.

Let us imagine, you are driving from Chennai to Bangalore, the distance is 350 kms, the roads are...

BHARATH BOND ETF - II

Bharath Bond ETF II is the second series of Exchange Traded Funds ( ETF) with the underlying asse...

Portfolio review Via Negativa

“Via Negativa” is a negative term from the medieval times meaning through the path of...

Recency Bias aiding Banking & PSU Funds

Banking & PSU Funds is a class of Debt funds. Ideally these funds invest into Public Sector B...

Herd Mentality

If a million people do something, it must be right ? This is called social proof wherein we go by...

All that Glitters is Gold

Gold has had an extraordinary year in 2020, going up by almost 20% in value terms. The reasons fo...

Pundits who Predict & why we shouldn’t listen to them.

Everyday when we open the business news channel we are faced with the news reporter who says why...

Be Athmanirbar, by investing in Global Funds

The last five years have seen tumultuous changes in the Indian Economic landscape, we have had se...

Financial Independence is not FREE!!!

Most people use the word Independence & freedom interchangeably. It is a fact that India gain...

Choose an Arbitrage Fund, so that your returns are not Arbitrary

The next 18-24 months is going to be a challenging time for the global and domestic economies. No...

This Janmastami, Let Lord Krishna inspire your investment management.

Lord Krishna is one of the most interesting characters of the Epic Mahabarata. His role and machi...

Looking beyond the Obvious : Infra Story

Earlier this week I was in conversation with a client when he asked a question that drove me to e...

ZEN and fine art of investing..

You are in the middle of the jungle on your trekking trip and suddenly you find a wild elephant c...

Why FDs ( Falling Down Interest), when you have Medium Term Bond Funds

We are all well aware that the Bank deposit rates have been heading deep south over the past few...

I told you so… These are the magic words that everyone would like to utter after the event has been

The year was 2007, economic experts painted a rosy picture for the coming years. However twelve m...

Invisible Gorilla is telling you how to invest, are you listening?

Let me tell you about the Invisible Gorilla Experiment, in the invisible Gorilla experiment, a bu...

Time in the Market more important then timing the Market.

There are two investors , Karan & Kamal, both are 41 years of age and have done identical inv...

Beware : In Investing , averages can drown you.

The biggest misconception that Mutual Fund Investors do is looking at the Mutual fund fact-sheets...

Importance of Emergency Funds

One of the tenets of good investing is to look at investing for the long term esp investments in...

Are you framing the question, as per the answer you needed to hear ?

The normal rule is we answer as per the questions raised. However sometimes we are also adept at...

Multicap Funds, a source of multiple interpretations?

Last week end SEBI announced a small clarification on how the portfolio construct should be in Mu...

ICARUS PARADOX

The story of Icarus is one of those legends of Greek mythology that fascinates audiences especial...

How much should one invest in Equity?

Let me explain, the 100 is meant to indicate the human lifespan, so this form of investment alloc...

CIRCA 2030 : BACK TO THE FUTURE.

Diary log 1st April 2030, Got up to a glorious day, had an early shower and got on to my self dri...

“Mahatma on Resistance & Persistence”

On the eve of Gandhi Jayanthi, it is nice to imbibe a little bit of the Mahatma in all of us and...

Pain & Gain

The entire purpose of a human’s life can be summed in the simplest words that of seeking th...

A Matter of Bond

SEBI has recently announced that AT1 bonds will be available for a minimum investment of Rs 1 cro...

Risk & Uncertainty

As Investors that invest our money we are well aware that our investments are exposed to both Ris...

What’s in a Label ? Examining SEBI’s new Risk Classification of Funds

Mutual Funds are subject to market risks, please read the scheme related offer documents before i...

Rational Investors, Irrational Actions

The normal expectation is that investors make investment with their best interests in mind and th...

Why ESG investing is good for your ECG (Heart)

ESG (Environmental, Social and Governance) investing refers to a class of inv...

Three steps to building a profitable portfolio

I was at a friend's place over dinner last week, while chatting he introduced me to his son who h...

Liquid Plus Funds Vs Savings Bank

There seems to be a popular perception that Liquid Funds / Liquid Plus funds are instruments for...

Not All Swans are White

All swans are white in colour, we know that for millennia this has been the fact including in fai...

Pharma Funds : Panacea for your investment woes

Pharma funds have had a phenomenal run in the past 2 years plus, while the sector was terribly un...

Bicycle Shed effect in Investing

Friends sometime back I was reading an article in Business world written by Prakash Iyer, a fanta...

It's time for new Beginnings , let's be flexible

It’s the time for change and new beginnings, the United States of America, has a new Team i...

Is your Portfolio poised to welcome Lakshmi(Wealth) this Diwali?

Diwali is celebrated as a festival of lights. It symbolizes many things in many cultures across I...

No Country for Old Men

It has been just over a day since Lakshmi Vilas Bank (LVB) has been placed under an RBI supervise...

Zohnerism & it's effects on investing

If you have got back from a busy day at office and switched on TV on 23rd March 2020, you would h...

LEARN TO ENJOY THE ROLLER COASTER RIDE

I am sure we have all been through roller coaster rides in our childhood. Some of the giant Rolle...

Three Principles of Successful Investing

Benjamin Graham is known as the father of Value Investing and the guru of Warren Buffett. Benjami...

Investment Managers : Historians or Soothsayer ?

As investment managers, a lot of us are conditioned to considering data and studying patterns esp...

Living a life without compromises

Mr Oberoi is a 72 year young at heart investor at Finsherpa. He h...

What is in a Thought ?

Quite a lot apparently. 

We all get  millions of thoughts everyday, some good o...

No Resolutions, Only RRR

A New year is a very special time, externally it marks the completio...

Attitude of Gratitude

Friends, it is that time of the year when all of us in India are spe...